'Accidents are unpredictable, whether it's a mishap during Diwali, a fracture during travel, or a fall in the bathroom.'
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
'Credit card debt comes with high interest cost and stringent penalties.' 'If you do not repay on time, the costs balloon.'
'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
'A 10 to 15 per cent allocation to gold in portfolios reduces risk without compromising on potential returns.'
While SGBs are a sound investment, they aren't worth buying at any price. The interest income you earn from them will not justify paying a high premium.
Experts say you should be certain of living in a city and locality for a long time before purchasing a home.
When evaluating bonds, returns shouldn't be the sole factor. Pay close attention to the bond's credit rating. It should ideally be AA or higher.
Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts
Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.
IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.
'The PAYD model adjusts the premium based on your driving habits. If you drive less, you pay less.'
'Splitting must result in tangible benefits for the customer, otherwise it will only mean more work for them in maintaining the policy and for their nominees.'
'With tuition fees for international students rising, education loans have become critical for bridging the gap between savings, scholarship, and full cost.'
A delegation of high-level executives from US public pension funds (non-profit and government sectors) is visiting India next week to assess and familiarise themselves with the investment opportunities in the country. These executives belong to various American states and cumulatively represent $1.8 trillion in assets under management (AUM) invested across the US and global markets. The United States (US) mission to India, which includes its embassy and consulates and the Department of Treasury, along with India's Ministry of Finance and the National Investment and Infrastructure Fund (NIIF), is hosting the delegation.
'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'
Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
Many senior citizens 'underestimate the impact of inflation, taxation, health-related expenses, and the heavy premium they will have to pay on health insurance.'
Younger people, who usually have a longer investment horizon which allows them to handle the interim volatility, may go for them.
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